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Lake Insurance Solutions Blog

Deductibles....  Are you prepared?

5/17/2018

1 Comment

 
With the upcoming hurricane season upon us, are you prepared with your homeowners insurance policy?  And do you understand the differences with your deductibles?

Most default homeowner deductible amounts for hurricane/wind damage is 2% of the dwelling amount on the policy.  That means, if your home is insured for $300k, your deductible for any hurricane/wind damage would be $6000.  Most deductibles for All Other Perils is usually a flat $1,000.  All Other Perils would cover any losses NOT related to hurricane/wind/hail......  

Most carriers offer flat deductibles for hurricane/wind too.  Did you know that?  For a small additional premium per year, you can choose a $500 or $1000 flat deductible for ALL losses (including hurricane / wind).  You should have your agent (hopefully, that is me!) quote the difference in premium for you.  It is much easier to come up with a $500 or $1000 deductible, rather than a $6,000 deductible (using our scenario above).

Please let us know if we can quote yours!  Call or email us today....

Lake Insurance Solutions
3779 Lake Center Dr
Mount Dora, FL 32757

[email protected]

(352) 729-9260

​
1 Comment
Bradley Moore
5/17/2018 11:32:25 am

Glad you are my agent!

Reply



Leave a Reply.

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    500 W Caroline St
    Tavares, FL 32778
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Lake Insurance Solutions
500 W Caroline St
Tavares, FL 32778
​​(352) 729-9260​
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  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Golf Car Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Golf Car Quote
      • Boat Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Umbrella Insurance
  • About
    • Staff Directory
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • Blog
    • News
  • Contact
  • Mortgage
  • Work @ LIS